We take over the home's existing debt, allowing you to move and get on with your life.

The Benefits of the Need To Sell Program

We assist clients who have a property they need to sell and prescreen potential buyers who we can make into successful homeowners. Our Credit Fix Program has created a pool of creditworthy buyers and we work closely with the homeowner and buyer to create an ideal sales agreement.

Includes:

• Credit fixing and repair
• Lease to own properties
• Mortgage pre-approvals with our Mortgage Broker
• Assistance with the sale of a home (with our list of qualified buyers)
• Prepaid legal services

The Benefits of the Customized Program

We offer:

• Pre-approval with our Mortgage Broker from Dominion Lending
• Free credit evaluation with Credit Fixers Canada
• Lease to Own Properties
• Pre-Paid Legal Services Inc
• Assistance with the sale of your home
• Assistance with your purchase of a home

1. Avoid the Foreclosure Process (For Canadian properties). The thing to realize in a Foreclosure or Power of Sale process is that the mortgagee (lender) will want you removed from the property, so they may sell it in order to get their borrowed funds back. You will be removed (sometimes forcefully) from the home, no matter how much equity you leave and you may still even owe money to the Lender after the sale. As a result of this process, we see you go from a homeowner to homeless. At Home Stay Home we will work with you to ensure this does not happen. Below are costs we can save you, by qualifying your property for The Home Stay Home Program. Costs you will incur, if your property is foreclosed on:

   • Lawyer and legal costs (yours and the lenders),

   • Down payment for a rental property,

   • Moving costs,

   • Utility hook ups,

   • Higher interest rates (you are now a high credit risk),

   • Credit counseling costs, and

   • Bankruptcy or Orderly payment of debt costs.

2. Lower your monthly costs for the next three years.

   • No property taxes,

   • Lower insurance costs,

   • Lower maintenance costs, and

   • We will work to ensure your rent amount is reasonable.

3. Receive a free credit fix consultation.

   • Your enrollment fee is covered by the program.

   • We will continue to work with you for the full three-year term.

   • Will help you arrange your new mortgage after three years (OAC).

4. You do not have to move from your home.

   • You can stay in your home.

   • You have the option to purchase the home back in 3 years.

   • Strictly confidential...your neighbors will never know.

   • Let us help you stay in your home, avoid large costs, and provide credit coaching so you are ready to take back your home in 3 years.